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1. Who can get a loan? - Any adult US resident with a stable monthly income and an active account at any bank!

2. What amount is available? - Lenders offer loans from $200 up to $5000.

3. What is the loan term? - Payday loans are available for terms of 1 to 4 weeks. Personal loans (installment loans) are available for terms of up to 2 years.

4. What is the interest rate? - It depends on the amount, term, and your state. You'll find out the interest rate first (after your application is approved) and only then decide whether to take out a loan.

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